Small Vineyard with Savignon Blanc Grapes in the Big Valley AVA

P1030863 copy 2684 Hummel Aerial copy2 P1030862 copy P1030844 P1030840 P1030834 P1030833 Here is a nice manageable vineyard located in the Big Valley AVA. This property includes 9 acres of Sauvignon Blanc wine grapes a large 22′ x 53′ shop. Has two well including an Ag well and a domestic well. There is a house pad where a mobile home once stood complete with electrical and water hookups and septic tank. Vineyard established in 1995. Some production reports available. This property is located at the corner of Bell Hill Rd and Hummel Lane. Seller financing may be available.  No well, Soils or water reports available.  Price:  $353,310   MLS# LC 17023656   Call Rick White,  707-536-7858

Happy New Year to All!

Happy New Year 2017

Lake County Market Statistics up to June 2015

Click on the image to get a larger view. Lake_06-15_000001

USDA LOANS – A great option for buyers in Lake County CA.

This video from Real Estate Video Box is about the subject of USDA loans.  If you meet the income requirements and want to buy a house in Lake County you may qualify for a USDA loan.  Contact me for a list of local mortgage brokers that handle USDA loans.

Here is a link to USDA:


Clubs and Organizations in Lake County

This will be an informational and ongoing post on my Blog. I will update as best I can the various clubs, organizations and associations that are active in Lake County California.

Business Clubs and Associations:

1. Lake County Regional Chamber of Commerce

2. Lake County Association of Realtors

3. Main Street Business Association,  Lakeport,

4. Kelseyville Business Associations




Educational Clubs:

1.  Toastmasters, Club 8731, The Tenacious Talkers.

The Tenacious Talkers meet every Thursday evening. Meetings start at 6:15 PM.  They meet at 2150 Argonaut Road, Finley, Ca.

I am a member of the local Toastmasters Club 8731, The Tenacious Talkers, and what keeps me coming back each week are the personal stories that people share and the encouragement that members provide to each other to improve their communication and leadership skills. The members of our club is made up of a myriad of ages, statuses and occupations. White collar, blue collar, we have it all.

This Thursday, July 24th we will have an open house at 1800 S. Main St. Lakeport at the Lakeport Lagoons Clubhouse.
I just got word that I will be one of the speakers which means I need to buckle down and start drafting a speech. I was terrified to give speeches five years ago but now I feel little intimidation about it.

Senior Centers, Clubs and Organizations




Veterans Clubs and Groups:

1.  Operation Tango Mike is an excellent support organization for our active military serving abroad in hazardous duty assignments like Afghanistan and Iraq.  They do fund raisers to send care packages messages of support to the troops. To learn more you can contact them by e-mail:  Please feel free to call them at  (707) 349-2838.

2. VFW




Come Join Us!

Helpful Links


Making Homes


My Money.Gov

Veterans Administration



California Housing

Consumer Home Mortgage Information in California

Purchasing a Home in California


County of Lake      255 North Forbes St. Lakeport, CA 95453       707-263-2580

City of Lakeport    225 Park Street, Lakeport, CA 95453               707-263-5615

City of Clearlake    14050 Olympic Dr. Clearlake, CA 95422        707-994-8201


In a real estate purchase agreement you are protected by a number of contingencies.  Some contingencies are investigative contingencies that provide you with a way to cancel a contract if there is something about a property that you can not accept. There is also an appraisal contingency and a loan contingency.  Be sure that you are familiar with these contingencies and what effect they have when you release them. When you release all of your contingencies you are basically giving up your right to cancel the contract. Be sure that you understand the contingencies and the timeframes in the contract when they must be released.

Investigating the Property

When you enter into contract with a seller you have a certain period of time to investigate the property.  This is a very important part of making a purchase.  You want to be thorough in your investigation and satisfied when your investigation is complete. There are many advisories and disclosures that you will sign and these documents will be provided to you to point out various issues that you may consider investigating. Be sure that you understand this process before writing an offer.  You can do some of this investigation before writing an offer and it is a good idea to do so but if you spend too much time doing this you may loose out to another buyer. So be aware that you will have time while in contract to do investigations. With exception to Bank Owned Properties, sellers are required by law to disclose all material facts about a property. Material facts are things that would matter to you as a buyer.

Common Closing Costs for Buyers


The lender must disclose a good faith estimate of all settlement costs. A check to cover your closing costs will probably have to be a cashier’s check. The title company or other entity conducting the closing will tell you the required amount for:

Down payment

Loan origination fees

Points, or loan discount fees, you pay to receive a lower interest rate

Appraisal fee

Credit report

Private mortgage insurance premium

Insurance escrow for homeowners insurance, if being paid as part of the mortgage

Property tax escrow, if being paid as part of the mortgage. Lenders keep funds for

taxes and insurance in escrow accounts as they are paid with the mortgage, then pay

the insurance or taxes for you.

Deed recording fees

Title insurance policy premiums


Inspection fees—building inspection, termites, septic, etc.

Notary fees

Prorations for your share of costs, such as utility bills and property taxes

A Note About Proration’s: Because such costs are usually paid on either a monthly or yearly basis, you might have to pay a bill for services used by the sellers before they moved. Proration is a way for the sellers to pay you back or for you to pay them for bills they may have paid in advance.

Making the offer

As a buyer’s agent it’s my job to bring qualified buyers to the table. I only work with buyers that are pre-qualified to make a purchase either by providing me with proof that they have the means to make a purchase or that they are pre-qualified with a lender and have proof of funds for making a down payment.  Being pre-qualified tells me that you’re are a serious buyer and are ready to make a purchase.  I prefer that buyers make an appointment with me sign an agency disclosure and take time to review the content in a purchase agreement before writing an offer.  This way I will know that you are familiar with the process and the content in the contract that affects you as a buyer.